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Business Owners & High-Earning Professionals

You built the income. Now build the life around it.

Our roots are in healthcare, but the problem is broader: success makes business, taxes, investments, and family too connected to handle one at a time.

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The worry

Success can concentrate everything on one thing.

For an entrepreneur it's the business. For an executive, company stock. For another high earner, years of assets scattered across accounts with no single plan. Then something changes, whether a sale, a bigger tax bill, or an estate conversation, and you want someone who sees the whole picture first.

How Curato helps

Coordinate the wealth around the work that made it.

  • Personal wealth planning outside the business
  • Liquidity-event & exit planning
  • Investment management
  • Tax-aware planning & coordination
  • Cash & liquidity strategy
  • Retirement & financial independence
  • Estate & legacy coordination
  • Concentrated-wealth considerations
  • Insurance & risk management
  • Alternative & structured resources when appropriate and available
  • Asset-backed lending
  • Trust services
  • Charitable giving
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Broader capability

Sophisticated resources. Still a personal relationship.

Through RFG Advisory, Curato reaches a broader investment platform and team than the office size suggests, including institutional resources and, where appropriate, alternatives via RFG's iCapital integration. The point isn't to use every solution. It's to have options when your situation calls for them.

Questions

The questions we hear most.

Do I have to be a physician or dentist?

No. Doctors, dentists, and practice owners are the deepest specialty, but we also work with business owners and high earners facing similar complexity.

When should sale planning begin?

Before the deal is final. A sale affects taxes, liquidity, investments, estate, and charitable goals. Starting earlier gives your financial, tax, legal, and transaction team time to coordinate.

Can you help after a sale, once I have liquidity?

Yes. Post-sale planning covers liquidity management, investment strategy, taxes, estate goals, spending, and how much risk makes sense now.

What alternative investments may be available?

Through RFG's iCapital partnership: private equity, private credit, hedge funds, and structured investments. Availability isn't appropriateness: eligibility, suitability, liquidity, fees, risk, and disclosures all matter.

Can you coordinate with my CPA and attorney?

Yes. We don't replace the professionals who know your situation. We connect the financial decisions to the work they're doing.

Do you work with clients nationwide?

Yes, virtually, subject to applicable registration requirements.

If the next decision feels bigger, start there.

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Let's talk about what's next

This starts as a conversation, not a pitch. Tell us a little about your situation and Todd will follow up personally.